Attention homeowners in Ashland and Hanover County: Need an appraisal?
See the top 7 reasons VA homeowners use Connolly Appraisal Company, LLC:
Do you own a house in or near Ashland? Do you need help determining the value of your real estate?
We at Connolly Appraisal Company, LLC understand the individual needs of a customer seeking appraisal services. Our regular business clients get the appraisal process and the customary reporting formats. Being a consumer that ordinarily doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Connolly Appraisal Company, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Connolly Appraisal Company, LLC, we're experienced in helping clients just like you dismiss unneeded and unwanted PMI insurance.
Challenge Hanover county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that is declining. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Connolly Appraisal Company, LLC is your perfect weapon.
Recently got a freeze your HELOC?
Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Connolly Appraisal Company, LLC can provide you with a professional appraisal to help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.